Government Programs for Home Buyers and Property Owners

A home is usually the single largest investment that most people make in their lives. Achieving your dream can be made easier by taking advantage of various Government Programs for home buyers and property owners. Some of the programs are targeted to first-time buyers, while others apply more generally. Other programs benefit those in the industrial, commercial and multi-unit property market.  REALTOR can provide information on these programs and help you to determine your eligibility.

Government Programs for Home Buyers

> First-Time Home Buyers’ Tax Credit (pdf)
> CMHC Purchase Plus Improvements Program
> RRSP Home Buyers' Plan (pdf)
> 5 per cent Down Payment Program
> HST New Housing Rebate
> Land Transfer Tax Rebates

Government Programs for Property Owners

> Residential Rehabilitation Assistance Program
> Rent Increase Guidelines
> Second Suites in Toronto: Q & A
> Government of Ontario - Air Conditioner Rebate Program [ pdf ]
> Residential Washer Program [ pdf ]
> Residential Toilet Replacement Programs [ pdf ]
> WaterSaver Programs for Commercial, Industrial and Multi-Unit Properties [ pdf ]
> Home Energy Retrofit Grants [ pdf ]

 

• Homebuying Step by Step
  Buying a home is one of the biggest financial and lifestyle decisions you will make, this guide will help you make an informed decision.
  • Step 1: Is Homeownership Right for You?
  • Step 2: Are You Financially Ready?
  • Step 3: Which Home is Right for You?
  • Step 4: The Buying Process
  • Step 5: Now That You're a Homeowner
  • Words to Know When Buying a Home
  • Worksheets
    
    
• Government of Canada Homeownership Incentives
  Canada’s Economic Action Plan introduces measures that provide you with additional benefits to help you realize your dream of homeownership.
  • First-Time Home Buyers’ (FTHB) Tax Credit
  • Expansion of the Home Buyers’ Plan (HBP)