Financial
assistance takes the form of forgivable loans or non-repayable
contributions, and can be used to fund repairs, renovations,
accessibility modifications, the creation of low-income rental units,
and home adaptations.
In September 2008, the Government of
Canada announced $1.9 billion, over five years, for housing and
homelessness programs for low-income Canadians. As part of this
investment, the renovations programs were extended for two years, until
March 31, 2011.
These programs are available for low-income
households, seniors, and persons with disabilities and are cost-shared
and delivered by Provinces and Territories in most jurisdictions.
Renovation Programs Pre-Application Tool
Use this tool to obtain information specific to your geographic area
and find out if you would be eligible to apply for financial assistance
through CMHC’s renovation programs for low-income households.
Home Adaptations for Seniors' Independence (HASI)
Financial assistance for minor home adaptations that will help
low-income seniors to continue to perform daily activities in their home
independently and safely.
Emergency Repair Program (ERP)
Financial assistance to help low-income households in rural areas, for
emergency repairs required for the continued safe occupancy of their
home.
Residential Rehabilitation Assistance Program — Secondary/Garden Suite
Financial assistance for the creation of a Secondary or Garden Suite
for a low-income senior or adult with a disability — making it possible
for them to live independently in their community, close to family and
friends.
Shelter Enhancement Program (SEP)
Financial assistance to assist in the repair, rehabilitation and
improvement of existing shelters, and to assist in the acquisition or
construction of new shelters and second-stage housing for victims of
family violence.
